How It Works

Payday Loan Instant Cash is an online loan comparing site. So, basically we are not credit providers here but are a connecting medium between lenders and borrowers. It is also important for the borrower to know that we have been working with efficient and experienced lenders who will be lending funds. We will help borrowers to meet with potential lenders so that he or she can decide whether or not to apply loans with lenders. Finally we will also guide the borrower with competitive rates of loans so that a reasonable loan offer can be obtained.

Eligibility criteria:
But to let this happen, borrower must confirm whether or not he or she has been able to match the eligibility conditions. Payday Loan Instant Cash will accept the request of someone who is already of the age of an adult, earning a stable monthly salary, a permanent resident of Australia and who holds an accessible account in some reputed bank.

Online registration:
We provide loan matching services and to get access of our website Payday Loan Instant Cash, the user should first register with us. Formalities to be fulfilled for registration are simple and completely online. A small online form which is accessible at our website should be completed by the user. The completed form should be reviewed and submitted or else he or she might overlook some mistakes. It should be noted here that the application must contain valid details or else we will not be able to register the user with us. But once registered with us, you can explore the various loan options which are offered by our lenders. You can contact the lender to apply for loans through us. Above all, one would be able to compare rates and charges imposed by the lender so that a suitable loan deal can be settled. Finally the selected loan offer needs to be approved by the lender who will seek for some more details about the borrower and will notify the borrower whether or not loans have been granted. If loans are sanctioned, the borrower will get notification about credit of loans in to his or her checking account.

Payday Loans:
Salaried borrowers looking for cash can now settle with payday loans which are preferred to be the most favorable option for them. It is because these loans can be obtained from within the range of AU$ 100 to AU$ 1000 which is affordable for employed person when it comes to repayment of loans.

Payday loans fit the bill for unexpected cash necessities like sudden payment of electricity bills, credit card dues, bank overdrafts etc and should be paid back within 2 to 4 weeks.

Installment Loans:
Installment loans which is obtainable up to AU$ 1500 will be a useful loan option for someone who has an unfavorable financial condition accompanied with unwanted cash needs.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.


147 Denton Avenue, St. Albans 3021, Victoria, Australia
You Borrow $2000 over 12 weeks, the Establishment fee (up to 20% of principal) is $400 and the total Monthly Fee (up to 4% of principal) is $240